Financing · 5 min read
How to Afford Dental Implants: Monthly Payments From $86 a Month
Implants are an investment, but monthly payments and smart use of benefits can make them fit your budget.

Medically reviewed by Dr. Ramin Khoshsar, DDS, DMD

Many people delay implants because of the upfront cost. The good news: you rarely need to pay it all at once.
Five ways to make implants affordable
Combine these strategies for the best result:
- Monthly financing with approved credit, starting from $86 per month
- PPO insurance benefits toward the implant or crown
- HSA and FSA pre-tax dollars
- Phasing treatment across two benefit years
- Choosing the right option for your needs, not the most expensive one
Why implants can cost less over time
Bridges and dentures often need replacement, and missing teeth can cause neighboring teeth to shift. An implant that lasts decades can be the most economical choice long term.
Getting a clear quote
Start with a free consultation. We give you itemized pricing and help you apply for financing so you know your exact monthly payment before you decide.
This article is for general education and is not a substitute for an in-person exam. Pricing ranges are estimates; your exact fee depends on your diagnosis.

