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Baker RanchDental Spa & Implant Center

Financing · 5 min read

How to Afford Dental Implants: Monthly Payments From $86 a Month

Implants are an investment, but monthly payments and smart use of benefits can make them fit your budget.

Medically reviewed by Dr. Ramin Khoshsar, DDS, DMD

Reception and waiting lounge at Baker Ranch Dental Spa & Implant Center on Rancho Parkway, Lake Forest

Many people delay implants because of the upfront cost. The good news: you rarely need to pay it all at once.

Five ways to make implants affordable

Combine these strategies for the best result:

  • Monthly financing with approved credit, starting from $86 per month
  • PPO insurance benefits toward the implant or crown
  • HSA and FSA pre-tax dollars
  • Phasing treatment across two benefit years
  • Choosing the right option for your needs, not the most expensive one

Why implants can cost less over time

Bridges and dentures often need replacement, and missing teeth can cause neighboring teeth to shift. An implant that lasts decades can be the most economical choice long term.

Getting a clear quote

Start with a free consultation. We give you itemized pricing and help you apply for financing so you know your exact monthly payment before you decide.

New patient specialRestore Your Smile from $86 per MonthSee offer details →

This article is for general education and is not a substitute for an in-person exam. Pricing ranges are estimates; your exact fee depends on your diagnosis.

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FAQ

Frequently asked questions

Don't see your question? Ask our AI Smile Guide or call our team—we're happy to help.

Does financing affect my credit?

Many lenders offer a soft credit check to see your options. A full application may involve a hard inquiry.

Is $86 per month the price for every patient?

Payments vary by treatment, approved credit and term. We will show your personal estimate before you apply.

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Your new smile starts with one conversation.

Book a visit online, call our Lake Forest office, or ask the AI Smile Guide which treatment fits your goals.

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